Quick and easy online coverage solutions: Featuring Misc. Professional Liability

Could you use online access to several top-rated carriers?

Independent agents appointed with Breckenridge Insurance receive ready-access to experts and top-rated markets and programs. For smaller or more straightforward risks, agents also receive online access to four portals from top-rated carriers to quote or quote & bind online at BreckBind. A sample of selected coverages is presented below.

If you aren’t appointed with us already and you’re looking for a well-rounded partner, get started with your appointment below and someone will be in touch.

Misc. Professional Liability

Professionals operating in today’s increasingly litigious environment could easily be subject to allegations by unhappy clients who may feel they’ve been harmed by either actions or inactions. Professionals could also be sued by a third party that suffers as a result of the acts of their professional service. The defense costs alone could be financially devastating without appropriate protection.

No matter the size of the business, USLI Miscellaneous Professional Liability (MPL) provides coverage for economic damages for negligence in the performance of services where a reasonable standard of care is expected.

Provided by USLI, Rated “A++” (Superior) by AM Best

Other Coverages of Note

Small Business BOPs

Many small business owners mistakenly believe that if they have general liability insurance their own losses are covered, as well as the losses of their customers. But a general liability policy does not protect the business owner’s property.

A Hiscox Business Owner’s Policy (BOP) provides general liability insurance coverage and also protects the business with third-party protection against bodily injury, property damage, personal injury, business equipment, and more. This policy should also be considered if the business owner also owns their office building, as it may be covered as well, or if the business owner has tools or equipment that are necessary in order to do their work.

Provided by Hiscox, Rated “A” (Excellent) by AM Best

Private Enterprise D&O

Private companies, regardless of size and nature of business, face employment claims as well as claims from competitors, customers, suppliers, creditors and shareholders.

In today’s economic environment, private company corporate directors and officers are routinely named in litigation that has become increasingly common and expensive. To provide protection in these situations, Great America offers an affordable, comprehensive insurance solution.

Specifically designed for commercial and non-financial services companies with less than 1,500 employees and less than $250 million in assets, this policy is a combined modular professional liability and crime policy.

Provided by Great American, Rated “A+” (Superior) by AM Best

Cyber Liability

Sayata Labs is a technology platform for discovering multiple stand-alone cyber quotes from leading carriers, combining the expertise of cybersecurity specialists, insurance professionals, IT developers, and data scientists.

Complete a simple form, and in 15 minutes* or less, receive multiple quotes from leading carriers, all in one place. Sayata Labs applies a wealth of industry cyber expertise to deliver quotes fast—along with helpful insights and agent-friendly selling tools including claims scenarios—so you can earn more wins.

Our appointed retail agent partners can earn up to 20% commission on most cyber quotes initiated on the Sayata Labs online portal and subsequently bound before December 31, 2021.**

Provided by Sayata Labs

*All insured information must be fully and accurately submitted and fit within underwriting guidelines. A Breckenridge broker will be in touch if a submission needs personalized attention.
**Some exclusions apply. Check your quote for exact terms