Breckenridge Insurance offers access to competitive coverage for the firearms industry. We offer both a comprehensive insurance program and a distinct brokerage solution, each targeted to particular needs within the industry.

For firearms and ammunition retailers, importers and manufacturers, Breckenridge Insurance offers a brokered solution, also backed by an AM Best “A” rated carrier. This solution provides industry-specific enhancements and endorsements to deliver comprehensive coverage to these specialized insureds.

For shooting ranges and other outdoors-related businesses, our coverage is offered as part of our longstanding Outdoors Insurance Program. This exclusive program is backed by an AM Best “A” rated carrier.

Brokerage Solution Features

For retailers, importers and manufacturers
  • Highlights
    • Backed by AM Best “A” Rated carrier
    • Available in all states except Alaska and Hawaii
    • Lines of business include:
      • Occurrence or Claims-Made
      • New Ventures – Claims-Made Only
      • General Aggregate
      • Personal & Advertising Injury
  • Target Classes
    • Firearms Retailers & Dealers
    • Firearms Wholesalers & Dealers
    • Firearms Manufacturing
    • Firearms Accessory Manufacturing
    • Importers and Exporters
    • Sporting Goods Manufacturing
    • Optical Goods Manufacturing for the Shooting Sports Industry

Program Features

For shooting ranges and other outdoors-related businesses
  • Highlights
    • Admitted, AM Best “A” rated carrier
    • Highly competitive pricing
    • All lines of business, including:
      • Property
      • GL
      • D&O
      • E&O
      • EBL
      • Excess
      • Workers’ Compensation
      • Professional liability available in most states
      • ATF defense endorsement available in most states
    • FFL class 1 or 7 are eligible
    • No manufacturing – No stamping of logos, or serial numbers on any part or product
  • Target Classes
    • Shooting Ranges
    • Sportsman’s Stores
    • Rod & Gun Clubs
    • Sportsman’s Clubs
    • Outfitters & Guides
    • Resorts/Lodges

Submission Requirements

  • ACORD 125
  • Supplemental Application
  • 3-5 years of loss runs or New Venture NKLL (4 years for program)
  • Copy of marketing brochures, warranties and/or guarantees
  • Program only: Copy of the insured’s waiver

For any questions or submissions, please contact your Breckenridge Insurance team member or email moc.sikcerb@devlos.

Firearms, Gun Industry & Shooting Range Coverage was last modified: September 16th, 2021 by Breckenridge Insurance Services