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Brokerage
Public Entity Practice
State and local governments need effective insurance now more than ever to protect them from costly losses at a time when budgets are stretched to the limits. The public entity professionals at Breckenridge Insurance Services know how to handle hard-to-place, standard and excess/surplus risks. We work with “A”-rated carriers and above that understand governmental risk.
- A.M. Best A Rated or above
- First Dollar or High Dollar Self-Insured Retention Programs Available
- Specialists with 30+ years of experience in writing Public Entity & Schools
- Municipal governments including boroughs, cities, towns, townships, and villages
- States, Counties and Parishes
- Government Districts including water, utility, library, fire, road and park districts
- Educational Institutions including Public School Districts, Colleges, Junior Colleges, Tech & Trade Schools, and Private Schools
- Package or Standalone:
- Property and Inland Marine
- General Liability
- Boiler & Equipment Breakdown
- Automobile Liability
- Law Enforcement Professional Liability
- Educators Liability
- Cyber Liability
- Crime
- Workers’ Compensation (Excess only)
- Package Only:
- Emergency Dispatchers Liability
- Firefighters Professional Liability
- Public Officials Liability
- Umbrella
- Enhancements Available:
- Failure to Educate Students
- Incidental Medical Malpractice
- Wrongful imprisonment and Incarceration
- Sewer Backup
- Punitive Damages (Where permitted by law)
- Non Employment Harassment, including Sexual Abuse and Molestation
- Liability Limits:
- Breckenridge has the ability to quote limits up to $50MM
- High-value “Total Insurable Limits” for property coverage
- Carriers are “A” rated or better.
- Depending on the program and coverage required, carriers can use “admitted” or “non-admitted” paper
Highlights
- A.M. Best A Rated or above
- First Dollar or High Dollar Self-Insured Retention Programs Available
- Specialists with 30+ years of experience in writing Public Entity & Schools
Target Classes
- Municipal governments including boroughs, cities, towns, townships, and villages
- States, Counties and Parishes
- Government Districts including water, utility, library, fire, road and park districts
- Educational Institutions including Public School Districts, Colleges, Junior Colleges, Tech & Trade Schools, and Private Schools
Coverages
- Package or Standalone:
- Property and Inland Marine
- General Liability
- Boiler & Equipment Breakdown
- Automobile Liability
- Law Enforcement Professional Liability
- Educators Liability
- Cyber Liability
- Crime
- Workers’ Compensation (Excess only)
- Package Only:
- Emergency Dispatchers Liability
- Firefighters Professional Liability
- Public Officials Liability
- Umbrella
- Enhancements Available:
- Failure to Educate Students
- Incidental Medical Malpractice
- Wrongful imprisonment and Incarceration
- Sewer Backup
- Punitive Damages (Where permitted by law)
- Non Employment Harassment, including Sexual Abuse and Molestation
- Liability Limits:
- Breckenridge has the ability to quote limits up to $50MM
- High-value “Total Insurable Limits” for property coverage
Additional Info
- Carriers are “A” rated or better.
- Depending on the program and coverage required, carriers can use “admitted” or “non-admitted” paper
Contacts
Victoria Dearing MBA, AAI, CPCU, RPLU, ARM-P
SVP Professional Liability and Risk Management
Dallas, TX
Office: 469.320.4033
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
Public Entity was last modified: November 9th, 2023 by