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Large Casualty SIR Facility

At Breckenridge Insurance we have ready-access to diverse carrier markets and binding authorities that serve a variety of casualty risks. Our team of experienced professionals will quickly guide you to a competitive and meaningful solution to address your insureds’ needs best.

  • Automotive parts
    • Cosmetics, skin, & hair care products
    • Exercise equipment
    • Furniture
    • Machinery
    • Metal goods
    • Non-invasive medical products
    • Plastic goods
    • Sporting goods
    • Toys and games
    • Distributors
  • Ineligible Risks:
    • Aircraft products
    • Contractors
    • Ethical pharmaceuticals
    • Nutraceuticals/Nutritional supplements
    • Auto intensive accounts on excess
    • Permanently invasive medical products
  • Primary:
    • Minimum Premium: $75,000
    • Minimum SIR: $50,000
    • Maximum Limits: $2 million per occurrence/$4 million aggregate
  • Excess:
    • Minimum Premium: $5,000 / million
    • Maximum Limits: $10 million
    • Occurrence or Claims-Made
    • Non-admitted paper
    • Written over A.M. Best rated ‘A-VI’ or better carriers per occurrence/$4 million aggregate
  • Manufacturing and distribution accounts
  • Products-driven accounts
  • Restaurants and other retail and service accounts
Target Classes

  • Automotive parts
    • Cosmetics, skin, & hair care products
    • Exercise equipment
    • Furniture
    • Machinery
    • Metal goods
    • Non-invasive medical products
    • Plastic goods
    • Sporting goods
    • Toys and games
    • Distributors
  • Ineligible Risks:
    • Aircraft products
    • Contractors
    • Ethical pharmaceuticals
    • Nutraceuticals/Nutritional supplements
    • Auto intensive accounts on excess
    • Permanently invasive medical products
Lines of Business

  • Primary:
    • Minimum Premium: $75,000
    • Minimum SIR: $50,000
    • Maximum Limits: $2 million per occurrence/$4 million aggregate
  • Excess:
    • Minimum Premium: $5,000 / million
    • Maximum Limits: $10 million
    • Occurrence or Claims-Made
    • Non-admitted paper
    • Written over A.M. Best rated ‘A-VI’ or better carriers per occurrence/$4 million aggregate
Submission Requirements

  • Manufacturing and distribution accounts
  • Products-driven accounts
  • Restaurants and other retail and service accounts

 

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“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”

Insurance Agency Office Manager

Large Casualty SIR Facility was last modified: November 9th, 2023 by Breckenridge Insurance Services