Contractors Elite Infrastructure Program

Exclusive package program for larger infrastructure and commercial artisan contractors in select western states.

Construction Industry Expertise

The underwriting team at Breckenridge Insurance have a proven track record of writing diverse contractor risks of all sizes and types. This exclusive package program in partnership with an Admitted A.M. Best A Rated carrier offers competitive rates and significant capacity to handle your infrastructure and large commercial artisan contractors.

Submissions? Click the button below or email moc.sikcerb@sagevsal.

Submissions

Program Available in AZ, CA, NV, OR, UT and WA.

Download Sell Sheet

Retail Agents: Don’t see a fit for your risk in this program?

Check out our brokerage options here.

More than 50 years combined construction underwriting expertise
Significant package capacity
Quick turnaround for complete submissions
Deductible and endorsement options

Carpentry – construction of buildings
Concrete Construction
Conduit Construction for Cables or Wires
Driveway, Parking Area, or Sidewalk – Paving or Repaving
Drywall or Wallboard Installation
Electrical Apparatus – Installation, Servicing or Repair
Electrical Work – Within Buildings
Excavation
Grading of Land
Heating or Combined Heating and Equipment (Dealers or Distributors, Installation, Servicing, or Repair (No LPG Equipment)
Masonry
Pipeline Construction – Other
Plumbing – Commercial or Industrial
Sewer Mains or Connections Construction
Street or Road Construction or Reconstruction
Street or Road Paving or Repaving, Surfacing, or Scraping
Water Mains or Connections Construction

Many other classes available as well.

Auto
Crime
General Liability
- Personal Injury/Advertising Injury
- Fire Damage
- Medical Expense
- Employee Benefits Liability
- Alternate edition dates for AI forms available
- Per Project Aggregate
Inland Marine
- Contractors Equipment
- Leased/Rented Equipment
- Installation Floater
- Electronic Data Processing Equipment
Property
- Building & Personal Property
- Special Causes of Loss Form
- Business income and Extra Expense

Minimum premium $50,000
Complete ACORD application signed by Agent and insured for all lines of coverage to be considered.
Breckenridge Insurance Contractors Elite questionnaire completed and signed by the insured
Five years hard copy loss runs for all lines of business requested. Loss runs should be valued within 90 days of the upcoming effective date. Provide brief description of all losses when not adequately provided on loss runs from prior carriers.
Current work on hand schedule including the description of the job and the work to be provided by our insured and their subcontractors.
A copy of the subcontract agreement currently being used by the insured. It is required that all agreements show like limits, hold harmless agreement in favor of the insured and Additional Insured wording.
Complete list of employees and all family members that have access to insured’s vehicles including driver’s license number, state of license and date of birth. Current MVR will need to be provided for all drivers.
Contact name and phone number for loss control inspection purposes.

Features

More than 50 years combined construction underwriting expertise
Significant package capacity
Quick turnaround for complete submissions
Deductible and endorsement options

Classes

Carpentry – construction of buildings
Concrete Construction
Conduit Construction for Cables or Wires
Driveway, Parking Area, or Sidewalk – Paving or Repaving
Drywall or Wallboard Installation
Electrical Apparatus – Installation, Servicing or Repair
Electrical Work – Within Buildings
Excavation
Grading of Land
Heating or Combined Heating and Equipment (Dealers or Distributors, Installation, Servicing, or Repair (No LPG Equipment)
Masonry
Pipeline Construction – Other
Plumbing – Commercial or Industrial
Sewer Mains or Connections Construction
Street or Road Construction or Reconstruction
Street or Road Paving or Repaving, Surfacing, or Scraping
Water Mains or Connections Construction

Many other classes available as well.

Coverages

Auto
Crime
General Liability
- Personal Injury/Advertising Injury
- Fire Damage
- Medical Expense
- Employee Benefits Liability
- Alternate edition dates for AI forms available
- Per Project Aggregate
Inland Marine
- Contractors Equipment
- Leased/Rented Equipment
- Installation Floater
- Electronic Data Processing Equipment
Property
- Building & Personal Property
- Special Causes of Loss Form
- Business income and Extra Expense

Submission Criteria

Minimum premium $50,000
Complete ACORD application signed by Agent and insured for all lines of coverage to be considered.
Breckenridge Insurance Contractors Elite questionnaire completed and signed by the insured
Five years hard copy loss runs for all lines of business requested. Loss runs should be valued within 90 days of the upcoming effective date. Provide brief description of all losses when not adequately provided on loss runs from prior carriers.
Current work on hand schedule including the description of the job and the work to be provided by our insured and their subcontractors.
A copy of the subcontract agreement currently being used by the insured. It is required that all agreements show like limits, hold harmless agreement in favor of the insured and Additional Insured wording.
Complete list of employees and all family members that have access to insured’s vehicles including driver’s license number, state of license and date of birth. Current MVR will need to be provided for all drivers.
Contact name and phone number for loss control inspection purposes.