Smoke and vape shop owners understand the importance of comprehensive insurance coverage in this unique and fast-growing industry. It can be difficult to decipher who to trust with insurance needs. 

Breckenridge Insurance’s Smoke and Vape Shop Program, backed by an AM Best A XV Rated Carrier, was designed by experts in the business.

Highlights include: 

  • Property coverage up to $2MM with deductible options from $500 to $25,000
  • General liability coverage up to $1MM per occurrence and $2MM aggregate
  • Workers’ Comp coverage (in certain states)
  • Business Personal Property and Loss of Income
  • $1,350 Minimum Premium

As a new addition to the program, Personal & Advertising Injury coverage has been added to the vast coverage options offered! We also have a new property enhancement endorsement that spans many key coverages such as spoilage for perishable stock, money and securities, and valuable papers and records. 

Please note that the Smoke and Vape Shop Program is offered in all states except New York, New Jersey, and Pennsylvania.  

Why choose Breckenridge Insurance? You’ll experience a simple process, even if currently insured elsewhere, and we can make the transition a smooth one. Most quotes can be given within ONE business day. You can count on responsive service and reliable claims facilitation. 

To find out more about our Smoke and Vape Shops Program, visit our program page. A new-and-improved application form is ready for you!

New Enhancements to Competitive Smoke & Vape Shop Program was last modified: July 2nd, 2024 by Breckenridge Insurance Services