Our longstanding insurance programs help to keep the “great” in the great outdoors.
Outdoor Insurance Program
Serving Outdoor / Recreational Industries
Looking for hunting lease coverage? Click here!
At Breckenridge Insurance, our dedicated team of experienced outdoors enthusiasts and insurance professionals work hard so others may play hard doing what they enjoy. We deliver an AM Best A Rated Carrier and a longstanding program that offers comprehensive solutions to insureds who are in the hunt/lease, rod/gun, guide/outfitter, resort/lodge, retail firearms and shooting range industries.
Retail Agents: Don’t see a fit for your risk in this program?
Reach out to one of our Breckenridge brokers here.
- AM Best A+ Rated Carrier
- Vast Industry Experience
- Hunt/Lease – clubs, leased hunting land
- Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
- Campgrounds / RV Parks
- Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
- Resorts/Lodges – hunting & fishing, destination
- Gun Stores
- Shooting Ranges
- Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges
Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages and workers’ compensation.
Property:
- Replacement cost & ACV valuation
- Property enhancement endorsement available
- Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
- A minimum of 80% coinsurance required.
- Protection Classes 1-10
Inland Marine:
- Owned, leased, or rented mobile equipment used in the Insured’s operation.
- I.E. Boats, ATV’s, Tools & Equipment
General Liability:
- $1MM Per Occurrence
- $3MM Aggregate
- Umbrella: Up to $5MM
Commercial Auto:
- Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
- Personal, commercial, retail & service use
- All vehicles must be licensed for road/street use
- 100 miles or less radius
- 20,000 lbs or less gross vehicle weight
- Hired & non-owned coverage can be included
- Symbols 7, 8 & 9 will be written
- Maximum combined single limit of $1MM
- Umbrella: Up to $5MM
Crime
Cyber Liability
- Up to $10MM
Workers Compensation
Certified Firearms Instructor Professional Liability
Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs
- Completed ACORDs for all requested lines
- Supplemental application
- Website/Brochure of insured
- Five years currently valued loss runs
- Copy of the insured’s waiver
Features
- AM Best A+ Rated Carrier
- Vast Industry Experience
Classes
- Hunt/Lease – clubs, leased hunting land
- Rod/Gun – clubs, indoor/outdoor rifle & pistol ranges, trap & skeet ranges
- Campgrounds / RV Parks
- Guides/Outfitters – hunting (including hog), fishing (including ice fishing), kayak & canoe, hiking/backpacking
- Resorts/Lodges – hunting & fishing, destination
- Gun Stores
- Shooting Ranges
- Skeet/Trap Shooting, Archery Range, Rifle/Pistol Ranges
Coverages
Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages and workers’ compensation.
Property:
- Replacement cost & ACV valuation
- Property enhancement endorsement available
- Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
- A minimum of 80% coinsurance required.
- Protection Classes 1-10
Inland Marine:
- Owned, leased, or rented mobile equipment used in the Insured’s operation.
- I.E. Boats, ATV’s, Tools & Equipment
General Liability:
- $1MM Per Occurrence
- $3MM Aggregate
- Umbrella: Up to $5MM
Commercial Auto:
- Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
- Personal, commercial, retail & service use
- All vehicles must be licensed for road/street use
- 100 miles or less radius
- 20,000 lbs or less gross vehicle weight
- Hired & non-owned coverage can be included
- Symbols 7, 8 & 9 will be written
- Maximum combined single limit of $1MM
- Umbrella: Up to $5MM
Crime
Cyber Liability
- Up to $10MM
Workers Compensation
Certified Firearms Instructor Professional Liability
Bureau of Alcohol, Tobacco, Firearms, and Explosives Defense Costs
Submission Criteria
- Completed ACORDs for all requested lines
- Supplemental application
- Website/Brochure of insured
- Five years currently valued loss runs
- Copy of the insured’s waiver
Contact
Stephanie Verseman, AINS, CPL
SVP, Program Director
Denver, CO
Outdoors / Recreational Insurance Program
Cell: 720.495.9015
“Again, I want to thank you for all your help! I really do appreciate it. I don’t think there are many companies out there who would be willing to work with us as much as you did!!”
Insurance Agency Office Manager
Outdoors / Recreational was last modified: November 9th, 2023 by