Underwriting Contacts –

Dick Eichhorn
CPCU, ARM
Breckenridge Insurance Services
Office: (314) 725-8394 x233
Fax: (314) 880-8031
Cell: 314-602-7093
E-Mail: reichhorn@ipsico.com

Vernon Southerland
Senior Vice President
Breckenridge Insurance Services
Office: (314) 725-8394 x 247
Fax: (314) 880-8031
E-Mail: vsoutherland@breckis.com

Wade E. Clay
CPA
Breckenridge Insurance Services
Office: (314) 725-8394 x235
Fax: (314) 880-8031
Email:mailto:wclay@breckis.com

Electronic submissions are preferred.

Submission requirements

« back to Programs

Public Entity Practice Group

State and local governments need effective insurance now more than ever –
to protect them from costly losses at a time when budgets are stretched to the
limits. The professionals at the Breckenridge Insurance Services Public Entity
Group know how to handle hard-to-place, standard and excess/surplus risks.
We work with “A” rated carriers that understand governmental risk.

Jurisdictions
We can place coverage in all states.

Coverages
Our programs offer a variety of first dollar and excess coverages:
•Property
•General Liability
•Automobile Liability
•Law Enforcement Professional Liability
•Educators Liability
•Public Officials Liability
•Umbrella

Our Public Entity Programs Serve:
• Municipal governments including
borough, cities, towns, townships
and village
• Counties and Parishes
• Government Districts including
water, utility, library, fire, road and
park districts.
• Pools of governmental entities
• Educational institutions including:
– Public School Districts
– Colleges
– Universities
– Junior Colleges
– Educational Cooperatives
– Tech Schools
– Trade Schools
– Academics
– Private Independent secondary
and primary schools
– Charter Schools
– Seminaries

Enhancements may include:
• Back Wages & Salaries
• Failure to Educate Students
• Failure to Integrate or Desegregate
• Wrongful Termination
• Civil Rights Violations
• Monetary Damages
• Non-Monetary Reimbursement
• Full Prior Acts
• Outside Board Liability Extension
• Insured vs. Insured
• Discrimination
• Sexual Harassment

We can quote first dollar or SIR for all lines or risks.

Liability Limits
Breckenridge has in-house ability to quote liability limits up to $5,000,000.
Higher limits are available as needed. We provide high-value “Total Insurable
Limits” for property coverage.

Carriers
Carriers are “A” rated or better. Some carrier programs are only available
through our Public Entity Group.

Depending on the program and coverage required, carriers are
“admitted” or “non-admitted”.