Packaged solutions for artisan contractor needs.

Contractors Elite / Package Program

Serving Contractors

The established Contractors Elite Program delivers a proven package solution to cover more than 34 ISO class codes. With our AM Best A+ rated Admitted Carrier and industry risk knowledge, we can provide a solution to fit a variety of artisan contractor needs. We look forward to helping you build your book of contractor clients.

Submissions? Click the button below or email moc.sikcerb@sagevsal.

Submissions
Program Available in AZ, CA, NV, OR, UT and WA.
 Download Sell Sheet

Retail Agents: Don’t see a fit for your risk in this program?

Check out our brokerage options here.

  • Apartment work considered commercial
  • Residential service work considered

Program Appetite:

ISO class codes associated with the following commercial contractor types:

  • Concrete Contractors
  • Electrical Contractors
  • Fence Erection Contractors
  • Flooring Contractors
  • General Contractors
  • Glaziers
  • HVAC Contractors
  • Masonry Contractors
  • Mechanical Contractors
  • Painting Contractors
  • Plumbing Contractors
  • Swimming Pool Contractors

Coverages:

  • Property
  • Inland Marine
  • Crime
  • General Liability
  • Auto
  • Workers’ Comp
  • Excess

Industry Specific Coverage Available:

  • Blanket Additional Insured
  • Blanket Waiver of Transfer of Rights
  • Per Project Aggregate
  • Minimum premium $10,000
  • Complete ACORD application signed by Agent and insured for all lines of coverage to be considered.
  • Breckenridge Insurance Contractors Elite or GreenScape questionnaire completed and signed by the insured
  • Five years hard copy loss runs for all lines of business requested. Loss runs should be valued within 90 days of the upcoming effective date. Provide brief description of all losses when not adequately provided on loss runs from prior carriers.
  • Current work on hand schedule including the description of the job and the work to be provided by our insured and their subcontractors.
  • Complete financial statement for the most recent year including any notes.
  • A copy of the subcontract agreement currently being used by the insured. It is required that all agreements show like limits, hold harmless agreement in favor of the insured and Additional Insured wording.
  • Complete list of employees and all family members that have access to insured’s vehicles including driver’s license number, state of license and date of birth. Current MVR will need to be provided for all drivers.
  • Contact name and phone number for loss control inspection purposes.
Features

  • Apartment work considered commercial
  • Residential service work considered
Classes

Program Appetite:

ISO class codes associated with the following commercial contractor types:

  • Concrete Contractors
  • Electrical Contractors
  • Fence Erection Contractors
  • Flooring Contractors
  • General Contractors
  • Glaziers
  • HVAC Contractors
  • Masonry Contractors
  • Mechanical Contractors
  • Painting Contractors
  • Plumbing Contractors
  • Swimming Pool Contractors
Coverages

Coverages:

  • Property
  • Inland Marine
  • Crime
  • General Liability
  • Auto
  • Workers’ Comp
  • Excess

Industry Specific Coverage Available:

  • Blanket Additional Insured
  • Blanket Waiver of Transfer of Rights
  • Per Project Aggregate
Submission Criteria

  • Minimum premium $10,000
  • Complete ACORD application signed by Agent and insured for all lines of coverage to be considered.
  • Breckenridge Insurance Contractors Elite or GreenScape questionnaire completed and signed by the insured
  • Five years hard copy loss runs for all lines of business requested. Loss runs should be valued within 90 days of the upcoming effective date. Provide brief description of all losses when not adequately provided on loss runs from prior carriers.
  • Current work on hand schedule including the description of the job and the work to be provided by our insured and their subcontractors.
  • Complete financial statement for the most recent year including any notes.
  • A copy of the subcontract agreement currently being used by the insured. It is required that all agreements show like limits, hold harmless agreement in favor of the insured and Additional Insured wording.
  • Complete list of employees and all family members that have access to insured’s vehicles including driver’s license number, state of license and date of birth. Current MVR will need to be provided for all drivers.
  • Contact name and phone number for loss control inspection purposes.

 

Contacts

 

Lisa Ebos
Lisa Ebos, CRIS, CPL

SVP, Senior Underwriter

Las Vegas, NV

Contractors and Work Comp Programs

Office: 702.852.3581

moc.sikcerb@sobel

Laura Sebala
Laura Sebala, CRIS

VP, Underwriter

Las Vegas, NV

Contractors and Work Comp Programs

Office: 702.852.3578

moc.sikcerb@alabesl

Cricket Thomas
Cricket Thomas, CRIS

EVP, Programs

Las Vegas, NV

Contractors and Work Comp Programs

Office: 702.208.9247

Cell: 702.275.3606

moc.sikcerb@samohtc

“The team over at Breckenridge is so wonderful. I wish all my accounts would fit this program.”

Agency Insurance Partner

From The Blog

Contractors Elite / Package was last modified: May 10th, 2024 by Caren Henry